CAN YOU USE CREDIT KARMA? REVIEW BY THIS USER, PLEASE You may already be familiar with Credit Karma , a website that offers to provide you your credit score for nothing.
People can access their free credit score and other information from their credit report by simply signing up on the website (which necessitates verifying identify so that your credit history can be pulled).
CAN YOU USE CREDIT KARMA? A VIEW OF PRIVACY Now, I am aware that some of you are undoubtedly panicking at the idea of entering some of your most confidential info online. I fully comprehend. Although I was quite hesitant at first, I made the decision to give it a try since I preferred to take advantage of a possibly excellent free service to paying for my credit score from a different location that wanted to rip me off.
Sorry, I’ll stop now.
I was immediately given access to my main portal after enrolling, where I could examine my free credit score and other information related to my report (i.e. length of credit history, number of accounts I have, etc.).
I was somewhat aback by the variety of tools and capabilities that Credit Karma provided. I began nosing about to make sure that all of my data would remain confidential, and I have to admit that I was rather impressed with how well these individuals were running their business. The website appeared secure, and everything appeared to be in place for my sensitive information to remain just that—private.
AFTER A COUPLE OF YEARS… With each passing day, I felt more at ease using the service. I’ve never had a problem with any of my information being taken, and I’ve always gotten updates when something changes. Unquestionably a plus in my book.
WHAT DO YOU THINK OF THE SCORE PER SE? IS IT RELIABLE? Let me start by saying that I’m not an authority on how credit scores are calculated. Let’s face it, the entire procedure is complicated, and it appears that there is no one correct method to explain it all.
After clearing up that small disclaimer, let’s go over Credit Karma’s score features.
The website recently underwent a good makeover that now lets users to view ratings from both Equifax and TransUnion. This is a significant plus because whenever I’ve previously had my credit done, I’ve actually discovered that these numbers were quite similar to my actual score.
Since the site is expanding and more users are becoming aware of the fantastic service they are receiving for free, I’d hazard to say that many other users have had similar experiences.
IS IT WORTH IT TO JOIN? I genuinely believe it to be, in my honest opinion. This is why