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Four suggestions for controlling financial stress while in school You’ve probably heard a joke about poor college students who only eat cup ramen or another remark about how they stretch every last dollar they have. When you actually check your bank account balance and wonder how you’re going to pay for this, that, and the other thing that you need this week, such humorous situations—as hilarious as they might be for others not experiencing that reality—can become incredibly worrisome.

You don’t want to have to worry about money on top of the stress that comes with being a student, where there are papers and tests due almost every minute. Making the grade can be challenging enough for many people, so it can feel hopeless when academic performance decreases as a result of financial strain.

You should get used to coping with financial concerns because they will inevitably arise during your academic career. The best place to start is by adhering to our best advice for handling financial stress while still in school.

BUDGET Budgeting may sound easy, but it’s the simplest approach to reduce stress since you can plan where part of your money will go without having to look and make sure you have enough.

Do you intend to spend Friday night dining off-campus with your friends? When that happens, it might be advisable to forgo the Wednesday lunch that isn’t part of your meal plan.

SAVE SOME FOR A RAINY DAY (OR AN EMERGENCY) Sometimes, things turn out differently than you might have anticipated while creating your budget. That’s okay! You can still manage as long as you are aware of this in advance and budget for unexpected expenses.

Although adding an emergency fund that keeps money on hand to your budget may seem unusual, consider it practice for when you graduate from college and go to work and need to start saving for things like a 401(k) or other adult expenses.

You won’t see this money until you need it, but you’ll know it’s there for you when you do because it will be there.

TAKE A LESS STRESSFUL SIDE JOB If you’re a student, you may already have a job on campus, but there’s nothing wrong with doing some freelance work on the side.

If you’re an artist, for instance, and have the time, you might post commissions on Twitter, Tumblr, or another social media platform, where people would pay you to depict their wildest (within your parameters) desires.

It’s okay if you’re not really the artistic type. This list contains some excellent alternatives for a secondary source of income that won’t significantly interfere with your study time.

GET RID OF OTHER STRESSORS You don’t need to worry about a poisonous relationship or a decision you made that could be simply delegated to another person if you’re already worried out about money.

For instance, being in a relationship with a narcissist can truly consume your attention and make you worry about unimportant details in an effort to please them.


Put an end to your concern for them and let them be. Get over being in a relationship with a narcissist, turn your attention to other things, and do away with that extra stress from your life.

You may eliminate additional tensions and concentrate on leading your best academic and financial life by doing things like preparing ahead, avoiding procrastinating, and surrounding yourself with low-drama individuals.

Since over ten years ago, Marie Miguel has specialized in writing and research on a range of health-related subjects. She is currently working with to develop and expand a free online mental health resource. She continues to focus on issues relating to anxiety and depression with a passion for eradicating stigmas surrounding mental health.

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